Designed for eligible first-time buyers, buyers who have not owned a home within the last three years, and certain buyers affected by federally declared disasters.

• Income limits apply
• Liquid assets may not exceed $15,000 at closing
• Continuous-employment requirements may apply
• Program purchase-price limits apply
• No-interest, deferred-payment second mortgage

Targeted assistance may be available for qualifying Dallas residents working in designated professions.

• Citizenship or legal permanent-residency requirements
• Long-term Dallas residency may be required
• Income generally between 60% and 80% of AMI
• Eligible professions may include education, healthcare, libraries, and protective services
• No-interest, deferred, forgivable second mortgage

Denton offers two potential assistance levels for qualified homebuyers purchasing within the city.

• Assistance options may include up to $14,900 or $50,000
• First-time or three-year non-ownership requirements
• U.S. citizenship or legal-residency requirements
• Income generally limited to 80% of AMI
• Liquid assets may not exceed $20,000
• Participating lender and real estate professional may be required

Fort Worth may provide down payment and closing-cost assistance to eligible buyers purchasing within the city.

• First-time or three-year non-ownership requirement
• HUD income limits apply
• Program sales-price limits apply
• Application through an approved lender
• No-interest, deferred, forgivable loan

This program may assist qualifying first-time buyers employed by the City of Frisco or Frisco Independent School District.

• Minimum six months of qualifying employment
• Income limit supplied: $131,989
• Purchase-price limit supplied: $531,300
• First-mortgage prequalification required
• Five-year, no-interest, deferred, forgivable loan

Mesquite may provide up to half of the required down payment, subject to the program maximum and borrower eligibility.

• First-time or three-year non-ownership requirement
• Citizenship or qualified-immigration requirements
• Income at or below 80% of AMI
• First-mortgage prequalification required
• Five-year, no-interest, deferred, forgivable loan

Plano offers two potential assistance levels for eligible first-time buyers and buyers who have not owned a home within the last three years.

• Assistance options may include up to $10,000 or $55,000
• Minimum credit score of 620
• Citizenship or permanent-resident requirements
• HUD income limits apply
• Cash assets generally limited to $36,000, excluding retirement accounts
• No-interest, deferred, forgivable assistance

Wichita Falls may assist eligible first-time buyers and buyers who have not owned a home within the previous three years.

• Citizenship or legal-residency requirements
• Income limits apply
• Cash assets may not exceed $10,000
• City debts must be paid
• Purchase-price limit supplied: $209,000
• No-interest, deferred, forgivable second mortgage

Assistance may be available to qualified moderate-income buyers purchasing within an eligible service area.

• Income at or below the applicable HUD moderate-income threshold
• Liquid assets may not exceed $15,000
• Property-location requirements may apply
• No-interest, deferred, forgivable loan